Google Tez, the Internet search giant’s first UPI-enabled digital payments app was launched in India this week. The app is aimed at catering to an audience looking for digital payment solutions.
Currently, if you need a UPI app, you can choose between popular apps like Paytm, PhonePe, the NPCI’s BHIM app, and a range of UPI apps from different banks in the country.
With so many already available in the market, should you shift to the Google Tez app? Here’s a breakdown of the Google Tez app, from what it can to do, to how to use it, and our take on its capabilities.
The Google Tez app is is a medium to facilitate bank transactions between the sender and the receiver. It isn’t a digital wallet service like Paytm, but is instead like other UPI apps, such as PhonePe.
One of the interesting new features from the tech giant is “Cash Mode” which can be used to send money without details of the recipient.
Typically, without the other person’s ID, or phone number, you have to scan their QR code, so this is a simple and easy to use feature that could be used in place or QR codes.
On Android, the Google Tez app’s download size is pretty low at 8MB, but it is still large compared to PhonePe (4.26MB) and BHIM (2.99MB).
The app expands to over 20MB on the phone after installation, a size that shouldn’t cause much of an issue. Pretty reasonable. On iOS, it’s significantly bigger, with a download size up to 54.6MB.
When setting up the app, users are shown a language selection first and you can choose between local languages like Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil, and Telugu among others.
Post the language selection, it asks you for your mobile number that is paired with your bank account – you are then asked to provide permissions.
We also found that the Tez app links this to the Google account signed into the phone, on both Android as well as iOS. You do have the option to link a different account, but a Google account is mandatory for the app to work.
Once you enter the number, and are verified by an SMS OTP, you are given the option to set up a Google PIN or use the current screen lock method on the phone. You are then asked to select your bank from a list to link it for UPI transactions.
If you haven’t set up UPI for that bank account previously, the Google Tez app will guide you to get it done. On the other hand if you have enabled UPI on the account, it will ask for the existing UPI PIN – which can also be reset via OTP, in case you’ve forgotten it.
Tez then creates a VPA using the name in your email ID. While most other apps give you the option to choose the VPA, Tez does not have the option Read More Story.